SPEC – Investment


SPEC Construction, Investment and Development Financing

            At Arroyo Consulting Group and Home Construction Loans.com we are once again proud to be at the forefront of SPEC and Investment construction finance.  As the market has at last begun to loosen with regards to investment lending we at ACG and HCL have done the due diligence to determine which lenders in the market place have the most superior offerings for our clients.  From property type to maximum leverage allowing you to keep your cash, here are just some of the program highlights:

  • 80% LTV/LTC up to 3 million, with other tiers up to $21 million
  • Rates from 5% – 6%
  • No Pre Payment Penalties
  • Terms of Construction up to 24 months with extensions possible
  • Single Family Residences, Units, Multi Family, Condos, Apartments, and more…

Please take a look at some of our current projects and take the first step….give us a call at
1 888 984 0888 or feel free to complete the brief project inquiring form below for your own personalized and confidential project review.  

A Few of our Current SPEC Construction Projects:

SPEC Home Construction Loan Los Angeles California
Los Angeles, California  (pre-demolition)
(80%) SPEC financing of $2,700,000  


Beverly Hills, California 90210 (mid-construction)
$4,300,000 SPEC Construction Financing

SPEC Construction Project Pacific Palisades Malibu California

Pacific Palisades / Malibu, CA 90272
(mid-construction)

$1,400,000 SPEC  Construction Financing