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Be Ready to Build in California by Knowing the Right Path


Financing Vacant Land and Home Construction

Whether it is Vacant Land that you wish to take off the market, or obtaining that Construction Loan to finally get your dream home up and built; our team can empower you throughout the entire process. We are here to make Land Acquisition or Home Construction Lending, quick and easy for you and your family!

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Process Overview The Loan Process

Architects, Builders, Plans, Permits, and now getting your financing in place; these can all be overwhelming to say the least. At HCL, we have the experience to help you navigate these waters, and show you how to do it with success!

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Meet the Partners Ty Kirkpatrick and David Sutherland

Take a moment and hear from the two gentlemen who between them both have a total combined 30 years’ experience in construction finance.  Hear about why they started ACG/HCL, and what exactly sets them apart making  them today’s leaders in the residential construction industry.

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